TOOLS
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Canadian mortgage rules. Ontario tax brackets. Real math that updates as you type.
MOST USED — START HERE
Mortgage Affordability
Find the maximum home price you can afford based on your income and debts.
OPEN TOOLHome Sale Proceeds
See what you walk away with after commissions, penalties, and closing costs.
OPEN TOOLRent vs. Buy
Compare the true long-term cost of renting versus buying over 5, 10, and 20 years.
OPEN TOOLBUYING TOOLS
Understand what you can afford, what you'll pay, and whether now is the right time.
Mortgage Affordability
Find the maximum home price you can afford based on your income and debts.
OPEN TOOLMortgage Calculator
Calculate your monthly payment, amortization schedule, and total interest at any rate and term.
OPEN TOOLLand Transfer Tax
Calculate exact Ontario and Toronto land transfer tax with first-time buyer rebates.
OPEN TOOLClosing Costs
Budget for every cost beyond the down payment before closing day.
OPEN TOOLCMHC Insurance
See exactly how much mortgage insurance costs and whether it applies to you.
OPEN TOOLFirst-Time Buyer Checklist
Interactive step-by-step guide from pre-approval to closing day.
OPEN TOOLRent vs. Buy
Compare the true long-term cost of renting versus buying over 5, 10, and 20 years.
OPEN TOOLSELLING TOOLS
Know your net proceeds, read the market, and find motivated buyers before you list.
Home Sale Proceeds
See what you walk away with after commissions, penalties, and closing costs.
OPEN TOOLMarket Timing Score
A proprietary index showing whether conditions favour buyers or sellers right now.
OPEN TOOLStale Listing Finder
Find listings sitting 30+ days on market — signals motivated sellers.
OPEN TOOLINVESTING TOOLS
Run the numbers on any rental property before you commit to it.
Investment Property Analyzer
Analyze cap rate, cash flow, and cash-on-cash return for any rental property.
OPEN TOOLPrice Per Square Foot
Compare price per square foot against city and property type averages.
OPEN TOOLInterest Rate Tracker
Bank of Canada rate history with context on what each move means for buyers.
OPEN TOOLRESEARCH TOOLS
Compare neighbourhoods, track the market, and find data most buyers never see.
Neighbourhood Comparison Tool
Compare two or three neighbourhoods side by side across key metrics.
OPEN TOOLSchool Quality by Area
Fraser Institute scores and provincial rankings for schools across York Region, Toronto, Peel, and Halton. 2025 data.
OPEN TOOLMarket Heat Map
Visual map showing average prices by neighbourhood across the service area.
OPEN TOOLProperty Tax
Estimate annual property tax for any municipality in the GTA.
OPEN TOOLHome Affordability Snapshot
Enter your income. Get a home price range in 10 seconds.
OPEN TOOL